Features
- Quick Access to Cash
- Simple - Easy Application
- No Credit Checks
How does it work?
- Only the Primary Member may apply
- No more than (3) Short Term Loans in a rolling 6 month period
- Two references need to be provided
- Initial loan will be $500
- Interest rate of 18% APR*
- Turnaround time will be 3-5 Days
- You will be required to sign a Loan & Security Agreement
- Paystubs may be required
- Only one Short Term Loan may be open at a time
- Cannot pay off one Short Term loan with another
Qualify
- Be18 years of age or older
- Have a gross income of at least $1,000/month for the last 90 days
- Have an active checking account for at least 90 days
- Direct deposit is required
- Member must provide two references
- Business Accounts are not eligible
- Member must not currently be in process of filing bankruptcy or have filed for bankruptcy which has yet to be discharged
- All PCFCU accounts must be in good standing (Including Loans and Credit Cards)
Rates & Fees
- $500-$599 Up to 5 months
- $600-$799 Up to 6 months
- $800- $1,000 Up to 10 months
If you meet the qualifying conditions above, please click here to apply.
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