- Borrow up to 90% LTV up to $200,000 ***
- 10 to 20 years for repayment
- Interest may be tax deductible****
- Early Truth in Lending Disclosure
Owning a Home
Visit our Financial Education Center and Explore the benefits and costs to buying and owning a home.
Rates & Fees
- Appraisal fee (if applicable)
- Miscellaneous Fees May Apply
|Home Equity LOC||As Low as 7.75%*|
3rd Party Reimbursement Fees may occur if loan is closed within the first 3 years (fees range from $300.00 to $1,000.00)
* Rate tied to Wall Street Prime
** Variable rate may increase or decrease. Maximum APR 18%. APR = Annual percentage rate.
*** Rates, terms and approvals based on the member's creditworthiness, lien position, and residence type. Certain conditions and restrictions may apply. Maximum loan amount of $200,000.00
**** Consult your tax adviser regarding your individual tax situation
|Loan Type||Rate||Term||Line Feature||Annual Fee|
|Home Equity LOC||Variable||Up to 20 Years||Yes||None|
|Home Equity Loan||Fixed||Up to 20 Years||No||None|
You can apply at your favorite Pinal County FCU branch.
We offer terms up to 20 years.
Combined loan to value, this is your first mortgage plus the amount of your loan request.
We are able to lend up to 70 - 90% CLTV depending on your residence type and lien position