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*APR = Annual Percentage Rate. Rate will revert back to regular approved rate at the end of 6 months. All
loans subject to credit and income approval. Third party fee reimbursement may apply. Some handling, title or
processing fees may apply. Closing costs associated with this product are waived, provided the loan is maintained
for a minimum of three years. Property must be located in Arizona. First or second lien position allowable. No
mobile homes, condos, townhouses, or investment property. Property insurance is required. Minimum loan
amount $10,000; maximum 90% loan-to-value. Credit Union reserves the right to end this promotion at any time
without notice. Interest on loan may be tax deductible, so consult your tax advisor regarding your individual tax
situation. Existing PCFCU Home Equity Loans and Lines of Credit may be eligible for refinance, so please contact
the Credit Union for more information.