Certificate of Deposit

Certificates

Effective Date: 10/01/2020

Early withdrawal penalties will or may be imposed for early withdrawal

Description	Compounded	Amount	APR	APY
6-Month	Dividends paid at maturity	$500 Minimum	0.30%	0.30%
1-Year	Monthly	$1,000 & Over	0.40%	0.40%
2-Year	Monthly	$1,000 & Over	0.50%	0.50%
3-Year	Monthly	$1,000 & Over	0.55%	0.55%
4-Year	Monthly	$1,000 & Over	0.60%	0.60%
5-Year	Monthly	$1,000 & Over	0.65%	0.65%
*APY = Annual Percentage Yield. Dividends paid monthly

What terms do you offer?
We currently offer 6-Month, 1-Year, 2-Year, 3-Year, 4-Year, and 5-Year Certificates.

Are funds safe in share certificates?
Funds are insured through National Credit Union Administration (NCUA) up to $250,000.

What if I have more than $250,000 that I want to have insured?
We will work with you to help structure your accounts to ensure you’re covered.