Certificate of Deposit

Certificates

Effective Date: 03/01/2019

Early withdrawal penalties will or may be imposed for early withdrawal

Description	Compounded	Amount	APR	APY
6-Month	Dividends paid at maturity	$500 Minimum	0.75%	0.75%
1-Year	Monthly	$1,000 & Over	1.25%	1.26%
2-Year	Monthly	$1,000 & Over	1.50%	1.52%
3-Year	Monthly	$1,000 & Over	1.75%	1.76%
4-Year	Monthly	$1,000 & Over	2.00%	2.02%
5-Year	Monthly	$1,000 & Over	2.50%	2.53%

What terms do you offer?
We currently offer 6-Month, 1-Year, 2-Year, 3-Year, 4-Year, and 5-Year Certificates.

Are funds safe in share certificates?
Funds are insured through National Credit Union Administration (NCUA) up to $250,000.

What if I have more than $250,000 that I want to have insured?
We will work with you to help structure your accounts to ensure you’re covered.