2021 Holiday - Skip a Pay

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Month to Skip:
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I/we understand any payment(s) skipped will extend the term of my loan(s), interest will continue to accrue, Loss of Life, Disability, and Involuntary Unemployment coverage will also continue.  Electing Skip a Pay on loans with GAP coverage may impact the amount of any GAP claim.

Members can only skip one month's payment per loan.

If you are approved to skip your payment(s) there will be a $30 per loan application fee charged.

  • To skip your November Payment(s), submit form by October 25, 2021
  • To skip your December Payment(s), submit form by November 24, 2021
•  Loans not eligible for Skip a Pay: Visa Credit Cards, Share/
   Certificate Secured, Line of Credit, Mortgage, Home Equity
    Loans, Commercial Loans, Funds4Less, or Delinquent Loans
  Must have made the first 6 consective monthly payments, excluding COVID-19 extensions. 
  All accounts must be in good standing (example: no loss
  to credit union)
Cannot have an extension on loans within the last 12 months, excluding COVID-19 extensions.    Cannot have had a delinquency of 60 days or more in the
  last 12 months
If your loan is set up as a recurring auto payment through another Financial Institution or through our PCFCU Online Payment Center you must cancel your scheduled payment for the approved Skip a Pay month.  
  Restrictions may apply to Loans with GAP


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