Funds 4 Less
Many times an urgent need arises that's beyond your budget. A Funds 4 Less Loan offers fast, confidential lending that provides cash needed to meet a short-term cash flow need.
- Quick Access to Cash
- Simple - Easy Application
- No Credit Checks
How does it work?
- Only the Primary Member may apply
- No more than (3) Funds 4 Less Loans in a rolling 6 month period
- Two references need to be provided
- Initial loan will be $300
- Interest rate of 18% APR*
- Turnaround time will be 24-48 hours
- You will be required to sign a Loan & Security Agreement as well as Payroll Card.
- Paystubs may be required
- Only one Funds 4 Less Loan may be open at a time
- Cannot pay off one Funds 4 Less loan with another
- $50 application fee in the account at the time of application
- Continuous direct deposit of at least $1,000/month
- Active checking account for at least 90 days
- Continuous employment for the last six months
- I'm 18 years or older
- All accounts are currently in good standing (Including Loans and Credit Cards)
- $300-$399 Up to 2 months
- $400-$499 Up to 4 months
- $500-$599 Up to 5 months
- $600-$700 Up to 6 months
If you meet the qualifying conditions above, please click here to apply.
*APR = Annual Percentage Rate. Term of loan depends upon amount borrowed. Application fee is non-refundable. Some restrictions apply. See Credit Union for details.Go to main navigation