If you don't have a Line of Credit, you might want to consider getting
one.
A line of credit is always there, when ever you need it. It's pre-approved and you don't pay anything unless you use it.
When you use our Overdraft Program, you are charged a fee for each overdraft item up to a limited amount. These balances must be paid back within 30 days of overdrawing the account.
If you used your Line of credit and paid it back with in 30 days you would end up paying approximately $3.60 in interest versus a fee for each overdraft item.
Netbranch has Auto Transfer capabilities allowing your payments to be automatically deducted.
And ask about getting your account set up with a Line of Credit today!
$300.00 example was based on an interest rate of
14.5% paid in 30 days |