Variable ~ Home Equity Line of Credit

• No Upfront Fees*
• Variable Rate as low as 5.00%**
• Borrow up to 90% of the equity on your home ***
• 5 to 20 years for repayment
• Interest may be tax deductible****

* 3rd Party Re-imbursement Fees may occur if loan is closed within the first 5 year (fees range from $300.00 to $500.00)
** Variable rate may increase or decrease. Maximum APR 18%
*** Rates, terms and approvals based on the member's creditworthiness. Certain conditions and restrictions may apply. Maximum loan amount of $100,000.00
**** Consult your tax adviser regarding your individual tax situation

Fixed Rate ~ Home Equity Loan

• Introductory Fixed rate as low as 6%* Offer expires October 1st 2008
• Maximum Amount $100,000.00
• Minimum Amount $15,000.00
• Borrow up to 90% of the equity on your home**
• 5 to 20 years for repayment
• Interest may be tax deductible***

* Maximum APR 18%
** Rates, terms and approvals based on the member's creditworthiness. Certain conditions and restrictions may apply.
*** Consult your tax adviser regarding your individual tax situation